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Smoke and Mirrors

Over the past few weeks the charity sector has been drawn into the debate about government proposals to limit potential charity ‘lobbying’ by inserting clauses into grant offer letters. NCVO has recently written a letter to the Prime Minister countersigned by charity...

How community projects are taking on the debt crisis

The Government’s u-turn decision to cap payday loans this week has been welcomed by many charities and campaigning organisations, not least by our very own Community Investment Coalition (CIC). One of the main reasons CDF is involved in the CIC campaign is because it...

Tackling financial exclusion through local action

The launch of the Community Investment Coalition’s (CIC) Community Banking Charter is an important step forward in ensuring that every adult, household and business has access to a basic package of fair and affordable financial tools to enable them to operate in their...

Transparency in banking

The announcement on 17 December 2013, by the British Bankers’ Association (BBA) and the Council of Mortgage Lenders (CML), to release lending data at a postcode level, marks a significant turning point in the quest for both greater transparency and greater fairness in...

How community investment could rebalance the UK’s local economy

The effects of the financial crisis on local communities The shock waves of the financial crisis are still being felt in our local communities. It is estimated that over four million individuals are borrowing from lenders charging interest rates of between 450% and...